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4 Things You Should Know About Boat Insurance

Friday, April 24th, 2015

4 Things You Should Know About Boat Insurance
News from Cape Gazette:

So you just picked up your new boat and you’re anxious to hit the water and feel the fresh air on your skin as you navigate many of the lakes and streams the world has to offer. Before you take your boat out on the water, you need to be sure you are properly protected if the unthinkable happens. Boat insurance is one of the best ways to make sure you are covered in the event of an accident when you are out on the water.

 

1. Why get boat insurance?

Many new boaters believe that a homeowners policy will cover their boat as well. Unfortunately, that is often not the case. You want to be sure your new investment remains safe if something happens, and you also want to make sure your financial assets are protected in case there is an accident and you are at fault. To do this, you must purchase an insurance policy on your new boat.

 

On average, the prices for boat insurance range from a few hundred dollars to over $ 1,000, depending on the type of boat and your personal history. Prices on your boat insurance can depend on a number of factors including:

Type of Boat

Size of Boat

Size of the Engine of the Boat

Expected Use of the Boat

Your Personal Profile

continues on Cape Gazette

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4 Things You Should Know About Boat Insurance

Sunday, April 5th, 2015

4 Things You Should Know About Boat Insurance
News from The Cheat Sheet:

Source: iStock

So you just picked up your new boat and you’re anxious to hit the water and feel the fresh air on your skin as you navigate many of the lakes and streams the world has to offer. Before you take your boat out on the water, you need to be sure you are properly protected if the unthinkable happens. Boat insurance is one of the best ways to make sure you are covered in the event of an accident when you are out on the water.

1. Why get boat insurance?

Many new boaters believe that a homeowners policy will cover their boat as well. Unfortunately, that is often not the case. You want to be sure your new investment remains safe if something happens, and you also want to make sure your financial assets are protected in case there is an accident and you are at fault. To do this, you must purchase an insurance policy on your new boat.

On average, the prices for boat insurance range from a few hundred dollars to over $ 1,000, depending on the type of boat and your personal history. Prices on your boat insurance can depend on a number of factors including:

  • Type of Boa…………… continues on The Cheat Sheet

… Read the full article


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Know the ropes: 5 ways to reduce risk and 5 coverage considerations for boat …

Thursday, March 5th, 2015

Know the ropes: 5 ways to reduce risk and 5 coverage considerations for boat …
News from PropertyCasualty360:

Millions of boaters in the U.S., particularly those who have been suffering through an unusually harsh winter, are looking forward to the approaching spring season. As boat owners prepare to take their boat out of winter storage and launch it in the water for another season, insurance advisers have an opportunity to help their clients properly protect their prized possessions, keep their families safe and maximize their time on the water. So before your clients launch for the season, use the following as a guide to make sure their boats and their insurance policies are properly tuned up.

Reduce risk between bow & stern

By spring, many boats have been sitting idle for at least three or four months, some exposed to salt air and extreme temperatures. Such inactivity after a long winter hibernation can actually accelerate wear and tear by drying out hoses and other rubber parts, or even contribute to rust and corrosion.

Prolonged periods of inactivity during the previous boating season also creates additional risks. For example, one Chicago family’s yacht sunk while secured to its mooring in early September. Unfortunately, a drained battery resulted in a pump failure, leaving the boat no chance to compete with the massive rainfall that inundated the Midwest that weekend. Like many losses, this one could have been…………… continues on PropertyCasualty360

… Read the full article


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Insurance Theory and Practice


This book provides a comprehensive overview of the theory, functioning, management and legal background of the insurance industry. Written in accessible, non-technical style, Insurance Theory and Practice begins with an examination of the insurance concept, its guiding principles and legal rules before moving on to an analysis of the market, its players and their roles and relationships.
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Peer-to-peer boat rentals: What you need to know

Thursday, February 26th, 2015

Peer-to-peer boat rentals: What you need to know
News from Lakenewsonline.com:

Airbnb may a popular “peer-to-peer” lodging site on the web, but if you want to rent a boat in your local area or away, you’ve got options, too. Boatbound.com, Boatsetter.com and Cruzin.com are just a few of the new crop of online websites offering a chance to rent a boat for the day or weekend. These services, which connect private boat owners to renters, can help owners recoup some expenses, and can also give non-owners a chance to get on the water with friends without the cost of full-time ownership. So what do you need to know? Boat Owners Association of The United States (BoatUS) has some information for both boat owners and renters.

  • Renters do not want boats that are not safe and or can barely get out of the marina, so these services are often…………… continues on Lakenewsonline.com

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Boat safety: what you need to know

Saturday, June 7th, 2014

Boat safety: what you need to know
News from WNCT:

WASHINGTON, N.C. - With warmer weather here, a lot of people across the East will be heading out to area waterways. But there are some things you need to know before you get on a boat.

First, make sure the boat has enough life vest for everyone on board in case of an emergency. State law requires children under the age of 13 to wear a flotation device at all times on the boat.

Those who sell boats also make it a point to educate individuals about boat safety.

Jules Norwood is the vice president of Carolina Wind Yachting Center in Washington.

“I guess the other thing for being a safe boater is being a knowledgeable boater and there are courses available for both adults and kids to help you learn more about what you’re doing on the water,” Norwood said.

You also need to make sure you keep up with the latest weather conditions to ensure it’s safe to be out on the water.

For more helpful tips, click here.

You can also visit NC Wild Life’s

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Five Things You Need to Know: Monday, Feb. 18

Monday, February 18th, 2013

Five Things You Need to Know: Monday, Feb. 18
News from Patch.com:

1. Ready for another clean-up day? There will be more sun than clouds today, but it will be windy and chilly with temperatures in the mid-30s, according to our friends at WHDH. It will actually feel much colder with the wind.

2. Happy Presidents Day. All town offices will be closed and the schools are on February vacation this week.

3. The 2013 Progressive Insurance New England Boat Show sails into the Boston Convention & Exhibition Center until Feb. 24, making a splash with sales on hundreds of the newest boats and accessories, plus a variety of activities for boaters of all ages. Climb aboard and compare more than 750 boats and hundreds of boating accessories for all budgets and lifestyles, including luxury motor and sailing yachts, sport fishers, performance boats, personal watercraft, angling gear, travel destinations and more. Experienced and beginner boaters can put their boating skills to the test at the Power Boat Docking Challenge and the Remote Control Sailboat Pond. Tickets are $ 15. For tickets, show hours, discounts, giveaways and more information visit NewEnglandBoatShow.com. 

<…………… continues on Patch.com

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5 Things You May Not Know About Mitt Romney

Monday, November 28th, 2011

5 Things You May Not Know About Mitt Romney
News from NPR:

Enlarge Steve Pope/AP

Republican presidential candidate Mitt Romney speaks to a group of workers at Nationwide Insurance Co., last week in Des Moines, Iowa.

Steve Pope/AP

Republican presidential candidate Mitt Romney speaks to a group of workers at Nationwide Insurance Co., last week in Des Moines, Iowa.

Will the conventional take on Mitt Romney — that he aims to please everyone<…………… continues on NPR

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What Agents Should Know About Selling Boat Insurance—Slideshow

Monday, June 20th, 2011

What Agents Should Know About Selling Boat Insurance—Slideshow
News from PropertyCasualty360:

With summertime officially here, potential and existing policyholders may begin asking for advice on what types of boat insurance coverages they should have or need. As their agent, do you have a good working knowledge of the products and the market? The answer depends on many factors, including the type of customer as well as the type of boat they’ll be using. 

Below and on the following pages are photos of common watercraft to help you match coverages to the needs of many different kinds of boat owners: runabouts/pontoon/ski boats; bass/walleye boats; sailboats; high-performance craft; and yachts and houseboats.

Runabouts, Pontoons, and Ski Boats

In theory, virtually any boat can pull a skier, and if your insured plans to do so, they should consider a water sports endorsement with higher liability limits. Most boat owners should also consider coverage for…………… continues on PropertyCasualty360

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