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Boat Insurance » Blog Archive » 4 Things You Should Know About Boat Insurance

4 Things You Should Know About Boat Insurance

4 Things You Should Know About Boat Insurance
News from Cape Gazette:

So you just picked up your new boat and you’re anxious to hit the water and feel the fresh air on your skin as you navigate many of the lakes and streams the world has to offer. Before you take your boat out on the water, you need to be sure you are properly protected if the unthinkable happens. Boat insurance is one of the best ways to make sure you are covered in the event of an accident when you are out on the water.


1. Why get boat insurance?

Many new boaters believe that a homeowners policy will cover their boat as well. Unfortunately, that is often not the case. You want to be sure your new investment remains safe if something happens, and you also want to make sure your financial assets are protected in case there is an accident and you are at fault. To do this, you must purchase an insurance policy on your new boat.


On average, the prices for boat insurance range from a few hundred dollars to over $ 1,000, depending on the type of boat and your personal history. Prices on your boat insurance can depend on a number of factors including:

Type of Boat

Size of Boat

Size of the Engine of the Boat

Expected Use of the Boat

Your Personal Profile

continues on Cape Gazette

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